Financial Assistance Programs

Otsego Memorial Hospital may be able to help you with payment options and financial assistance if you have difficulty paying your medical bills.

Our patient financial advocates in Patient Financial Services can:

  • Estimate what your portion of a bill will be.
  • Determine if you qualify for financial assistance or reduced prices.
  • Help you make appropriate payment arrangements.

If you think you may be eligible for assistance, use these links to print, review, and complete the “Assistance Application & Program Summary”, which includes a copy of the Financial Assistance “Plain Language Summary” description of program requirements.  

Bring the completed form and any applicable additional documentation to Patient Financial Services located in the OMH Administrative Services Building, 271 West McCoy Rd., Gaylord MI, or mail to 825 N. Center Ave., Gaylord MI 49735. The office is open Monday through Friday, 8 am to 4 pm.

For more information, please call one of our patient financial advocates at (231) 935-2350.

As a non-profit hospital, Otsego Memorial Hospital provides emergency and medically necessary services, regardless of your ability to pay.

Mammography Assistance Program

Otsego Memorial Hospital works with the Health Department of Northwest Michigan to provide mammograms to women who live within the hospital’s service area, including: Atlanta, Elmira, Frederic, Gaylord, Indian River, Johannesburg, Lewiston, Vanderbilt, Waters, and Wolverine.

If you need a mammogram and are currently uninsured, or your insurance does not cover screening or diagnostic mammograms, please contact one of the following:

  • Health Department of Northwest Michigan (Otsego County): 800-432-4121

Specific requirements for this program can be obtained through the Health Department.

  • District Health Department Number 4 (Montmorency and Cheboygan counties): 989-734-4723

Specific requirements for this program can be obtained online at Breast and Cervical Cancer Control Program.

If you do not qualify for the above programs, please call Otsego Memorial Hospital at 989-731-7769 for information about our Mammography Assistance Program.

Healthy Michigan Plan

10 minutes now, could save you money and time later.

With the Healthy Michigan Plan, comprehensive and accessible health care coverage is available now for eligible residents ages 19 - 64.

The plan covers:

  • Dental services
  • Doctor visits
  • Emergency visits
  • Family planning
  • Hospitalization
  • Lab services
  • Mental health and substance use disorder services
  • Pregnancy care
  • Prescriptions
  • Preventive care

Eligibility requirements:

  • Ages 19-64
  • Income around $16,000 or less (single person) or $33,000 or less (family of four)
  • Not pregnant while applying
  • Not enrolled in other Medicaid programs
  • Not eligible for or enrolled in Medicare
  • State of Michigan resident

Call 855-789-5610 or visit HealthyMichiganPlan.org to get started. Need assistance? Get local help by calling 989-731-9542.